Atkins Frost

Obtain a copy of your credit score, before you begin applying for a credit card. Credit card companies will determine your interest rate and conditions of credit by using your credit history, among other factors. Checking your credit score before you apply, will allow you to make sure you are getting the best rate possible.

In order to keep…[Read more]

Know how closing a credit card will affect you before you do it. There are times when closing out cards can lead to bad marks on your credit report and that is something you would like to avoid. Also, keep open all the accounts that make up most of your history.

Don’t fall for the introductory rates on credit cards when opening a new one. Be…[Read more]